:root{color-scheme:light;--vault: #0B5D3B;--vault-deep: #08432B;--vault-700: #0a5236;--leaf: #3E8C64;--gold: #C8892A;--gold-soft: #e7c58a;--ivory: #F7F5EF;--surface: #ffffff;--surface-sunk: #f2f7f4;--ink: #14231C;--ink-2: #33463d;--sage: #6B7B73;--hairline: #E3ECE7;--credit: #1F8A5B;--debit: #9A3B2F;--danger: #b3392c;--warn: #9a6a15;--info: #1f6f8b;--display: "Fraunces", "Iowan Old Style", Georgia, serif;--body: "Plus Jakarta Sans", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;--fs-xs: .75rem;--fs-sm: .85rem;--fs-base: .95rem;--fs-md: 1.05rem;--fs-lg: 1.3rem;--fs-xl: 1.7rem;--fs-2xl: 2.3rem;--fs-3xl: 3rem;--sp-1: 4px;--sp-2: 8px;--sp-3: 12px;--sp-4: 16px;--sp-5: 24px;--sp-6: 32px;--sp-7: 48px;--sp-8: 64px;--r-sm: 8px;--r-md: 12px;--r-lg: 16px;--r-xl: 22px;--r-pill: 999px;--shadow-sm: 0 1px 2px rgba(8,45,30,.06), 0 1px 3px rgba(8,45,30,.05);--shadow-md: 0 6px 20px -8px rgba(8,45,30,.18), 0 2px 6px rgba(8,45,30,.06);--shadow-lg: 0 24px 48px -16px rgba(8,45,30,.28);--nav-w: 250px;--tabbar-h: 64px;--maxw: 1080px}*,*:before,*:after{box-sizing:border-box}*{margin:0}html,body,#root{height:100%}body{font-family:var(--body);font-size:var(--fs-base);line-height:1.5;color:var(--ink);background:var(--ivory);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img,svg{display:block;max-width:100%}button,input,select,textarea{font:inherit;color:inherit}a{color:var(--vault);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{font-family:var(--display);font-weight:500;line-height:1.15;color:var(--ink);letter-spacing:-.01em}h1{font-size:var(--fs-xl)}h2{font-size:var(--fs-lg)}h3{font-size:var(--fs-md)}.tnum,.money,.balance,table td.num,.stat-value{font-variant-numeric:tabular-nums;font-feature-settings:"tnum" 1}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}@media (prefers-reduced-motion: reduce){*,*:before,*:after{animation-duration:.001ms!important;transition-duration:.001ms!important}}.stack{display:flex;flex-direction:column;gap:var(--sp-4)}.stack-sm{display:flex;flex-direction:column;gap:var(--sp-2)}.row{display:flex;align-items:center;gap:var(--sp-3)}.row-between{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-3)}.wrap{flex-wrap:wrap}.grow{flex:1 1 auto}.center{display:grid;place-items:center}.muted{color:var(--sage)}.small{font-size:var(--fs-sm)}.xs{font-size:var(--fs-xs)}.strong{font-weight:600}.right{text-align:right}.eyebrow{font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:.14em;color:var(--sage);font-weight:600}.divider{height:1px;background:var(--hairline);border:0;margin:var(--sp-4) 0}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--sp-2);font-weight:600;font-size:var(--fs-base);padding:.7rem 1.15rem;border-radius:var(--r-md);border:1px solid transparent;cursor:pointer;transition:transform .06s ease,background .15s ease,box-shadow .15s ease,opacity .15s ease;min-height:46px;white-space:nowrap}.btn:active{transform:translateY(1px)}.btn:disabled{opacity:.55;cursor:not-allowed}.btn-primary{background:var(--vault);color:#fff}.btn-primary:hover:not(:disabled){background:var(--vault-700)}.btn-gold{background:var(--gold);color:#241a08}.btn-gold:hover:not(:disabled){background:#b87c24}.btn-ghost{background:transparent;color:var(--vault);border-color:var(--hairline)}.btn-ghost:hover:not(:disabled){background:var(--surface-sunk)}.btn-subtle{background:var(--surface-sunk);color:var(--ink)}.btn-subtle:hover:not(:disabled){background:#e8efeb}.btn-danger{background:#fff;color:var(--danger);border-color:#eecac4}.btn-danger:hover:not(:disabled){background:#fdf3f1}.btn-block{width:100%}.btn-sm{min-height:38px;padding:.45rem .8rem;font-size:var(--fs-sm);border-radius:var(--r-sm)}.btn-link{background:none;border:0;color:var(--vault);font-weight:600;cursor:pointer;padding:0;min-height:0}.btn-link:hover{text-decoration:underline}.card{background:var(--surface);border:1px solid var(--hairline);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);padding:var(--sp-5)}.card-pad-sm{padding:var(--sp-4)}.card-title{font-family:var(--display);font-size:var(--fs-md);margin-bottom:var(--sp-1)}.panel{background:var(--surface-sunk);border-radius:var(--r-md);padding:var(--sp-4)}.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:var(--sp-3)}.stat{background:var(--surface);border:1px solid var(--hairline);border-radius:var(--r-md);padding:var(--sp-4)}.stat-label{font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:.08em;color:var(--sage);font-weight:600}.stat-value{font-family:var(--display);font-size:var(--fs-lg);margin-top:var(--sp-1)}.vault-hero{position:relative;overflow:hidden;background:radial-gradient(120% 120% at 15% 0%,var(--vault) 0%,var(--vault-deep) 78%);color:#fff;border-radius:var(--r-xl);padding:var(--sp-6);box-shadow:var(--shadow-md)}.vault-hero:after{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border-radius:50%;border:1px solid rgba(200,137,42,.18);box-shadow:0 0 0 24px #c8892a0f,0 0 0 60px #ffffff08;pointer-events:none}.vault-hero .eyebrow{color:var(--gold-soft)}.vault-ring{--pct: 0;position:relative;width:168px;height:168px;border-radius:50%;background:conic-gradient(var(--gold) calc(var(--pct) * 1%),rgba(255,255,255,.14) 0);display:grid;place-items:center;flex:0 0 auto;transition:background .6s ease}.vault-ring:before{content:"";position:absolute;inset:12px;border-radius:50%;background:radial-gradient(120% 120% at 30% 20%,#0d6a44,var(--vault-deep));border:1px solid rgba(255,255,255,.06)}.vault-ring-inner{position:relative;text-align:center}.vault-ring-inner .amt{font-family:var(--display);font-size:1.55rem;font-variant-numeric:tabular-nums}.vault-ring-inner .cap{font-size:var(--fs-xs);color:var(--gold-soft);letter-spacing:.08em;text-transform:uppercase}.field{display:flex;flex-direction:column;gap:6px}.field>label,.label{font-size:var(--fs-sm);font-weight:600;color:var(--ink-2)}.input,.select,.textarea{width:100%;background:var(--surface);color:var(--ink);border:1.5px solid var(--hairline);border-radius:var(--r-md);padding:.7rem .85rem;min-height:46px;transition:border-color .15s ease,box-shadow .15s ease}.textarea{min-height:96px;resize:vertical}.input:focus,.select:focus,.textarea:focus{outline:none;border-color:var(--leaf);box-shadow:0 0 0 3px #3e8c642e}.input[aria-invalid=true],.select[aria-invalid=true]{border-color:var(--danger);box-shadow:0 0 0 3px #b3392c1f}.field-hint{font-size:var(--fs-xs);color:var(--sage)}.field-error{font-size:var(--fs-xs);color:var(--danger);font-weight:600}.input-affix{position:relative;display:flex;align-items:center}.input-affix .affix{position:absolute;left:.85rem;color:var(--sage);font-weight:600;pointer-events:none}.input-affix .input{padding-left:1.9rem}.choice-grid{display:grid;gap:var(--sp-3)}.choice{display:flex;gap:var(--sp-3);align-items:flex-start;text-align:left;border:1.5px solid var(--hairline);background:var(--surface);border-radius:var(--r-md);padding:var(--sp-4);cursor:pointer;width:100%}.choice:hover{border-color:var(--leaf)}.choice[aria-pressed=true],.choice.selected{border-color:var(--vault);box-shadow:0 0 0 3px #0b5d3b1f;background:var(--surface-sunk)}.choice .choice-title{font-weight:600}.pill{display:inline-flex;align-items:center;gap:6px;font-size:var(--fs-xs);font-weight:700;letter-spacing:.02em;padding:3px 10px;border-radius:var(--r-pill);border:1px solid transparent;text-transform:capitalize;white-space:nowrap}.pill:before{content:"";width:6px;height:6px;border-radius:50%;background:currentColor;opacity:.8}.pill-green{color:#12643f;background:#e3f2ea;border-color:#c3e3d1}.pill-gold{color:#7c5410;background:#f8eed7;border-color:#ecd6a8}.pill-grey{color:#4b5a52;background:#eef2f0;border-color:#dde5e0}.pill-red{color:#8a2f24;background:#fbe9e5;border-color:#f0cdc5}.pill-blue{color:#1c5c72;background:#e4f1f5;border-color:#c3e0e8}.list{display:flex;flex-direction:column}.list-row{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-3);padding:var(--sp-4) 0;border-bottom:1px solid var(--hairline)}.list-row:last-child{border-bottom:0}.list-row .lead{min-width:0}.list-row .lead .t{font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.list-row .lead .s{font-size:var(--fs-sm);color:var(--sage)}.amt-credit{color:var(--credit);font-weight:700;font-variant-numeric:tabular-nums}.amt-debit{color:var(--debit);font-weight:700;font-variant-numeric:tabular-nums}.app-shell{min-height:100%;display:flex;flex-direction:column}.app-main{width:100%;max-width:var(--maxw);margin:0 auto;padding:var(--sp-5) var(--sp-4) calc(var(--tabbar-h) + var(--sp-6));flex:1}.page-head{margin-bottom:var(--sp-5)}.page-head h1{font-size:var(--fs-xl)}.page-head .sub{color:var(--sage);margin-top:2px}.topbar{position:sticky;top:0;z-index:30;display:flex;align-items:center;justify-content:space-between;gap:var(--sp-3);padding:calc(env(safe-area-inset-top) + 10px) var(--sp-4) 10px;background:#f7f5efe6;backdrop-filter:blur(8px);border-bottom:1px solid var(--hairline)}.topbar .brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-weight:600}.topbar .brand img{width:30px;height:30px}.tabbar{position:fixed;bottom:0;left:0;right:0;z-index:40;display:flex;justify-content:space-around;align-items:stretch;background:var(--surface);border-top:1px solid var(--hairline);padding-bottom:env(safe-area-inset-bottom);height:calc(var(--tabbar-h) + env(safe-area-inset-bottom))}.tabbar a{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;color:var(--sage);font-size:.68rem;font-weight:600;text-decoration:none}.tabbar a.active{color:var(--vault)}.tabbar a .badge-dot{position:absolute}.sidebar{display:none}@media (min-width: 900px){.app-shell{flex-direction:row}.topbar,.tabbar{display:none}.sidebar{display:flex;flex-direction:column;gap:var(--sp-2);width:var(--nav-w);flex:0 0 var(--nav-w);align-self:stretch;position:sticky;top:0;height:100vh;background:linear-gradient(180deg,var(--vault) 0%,var(--vault-deep) 100%);color:#fff;padding:var(--sp-5) var(--sp-3)}.sidebar .brand{display:flex;align-items:center;gap:10px;padding:0 var(--sp-3) var(--sp-4);font-family:var(--display);font-size:var(--fs-lg)}.sidebar .brand img{width:34px;height:34px}.sidebar nav{display:flex;flex-direction:column;gap:2px}.sidebar a.navlink{display:flex;align-items:center;gap:12px;padding:.65rem var(--sp-3);border-radius:var(--r-md);color:#d6e7de;font-weight:600;text-decoration:none}.sidebar a.navlink:hover{background:#ffffff14;color:#fff}.sidebar a.navlink.active{background:#ffffff24;color:#fff}.sidebar a.navlink .ic{opacity:.9}.sidebar .spacer{flex:1}.sidebar .who{padding:var(--sp-3);border-top:1px solid rgba(255,255,255,.12);font-size:var(--fs-sm);color:#cfe6da}.app-main{padding:var(--sp-6) var(--sp-6) var(--sp-7)}}.nav-badge{margin-left:auto;background:var(--gold);color:#241a08;font-size:.66rem;font-weight:800;border-radius:var(--r-pill);min-width:18px;height:18px;padding:0 5px;display:inline-flex;align-items:center;justify-content:center}.auth-wrap{min-height:100%;display:grid;grid-template-columns:1fr}.auth-hero{display:none}.auth-panel{display:flex;flex-direction:column;justify-content:center;padding:calc(env(safe-area-inset-top) + var(--sp-6)) var(--sp-4) var(--sp-6);max-width:460px;width:100%;margin:0 auto}.auth-brand{display:flex;align-items:center;gap:10px;font-family:var(--display);font-size:var(--fs-lg);margin-bottom:var(--sp-5)}.auth-brand img{width:40px;height:40px}@media (min-width: 940px){.auth-wrap{grid-template-columns:1.05fr 1fr}.auth-hero{display:flex;flex-direction:column;justify-content:space-between;background:radial-gradient(130% 120% at 12% 0%,var(--vault) 0%,var(--vault-deep) 80%);color:#fff;padding:var(--sp-8) var(--sp-7);position:relative;overflow:hidden}.auth-hero:after{content:"";position:absolute;right:-120px;bottom:-120px;width:420px;height:420px;border-radius:50%;border:1px solid rgba(200,137,42,.25);box-shadow:0 0 0 40px #c8892a0f,0 0 0 90px #ffffff08}.auth-hero h2{color:#fff;font-size:var(--fs-2xl);max-width:15ch}.auth-hero .lede{color:#cfe6da;max-width:34ch;margin-top:var(--sp-3)}.auth-hero .points{display:flex;flex-direction:column;gap:var(--sp-3);margin-top:var(--sp-6)}.auth-hero .point{display:flex;gap:10px;align-items:flex-start;color:#e7f1ec}.auth-hero .point .ic{color:var(--gold-soft);flex:0 0 auto;margin-top:2px}}.stepper{display:flex;align-items:center;gap:6px;margin-bottom:var(--sp-5);flex-wrap:wrap}.stepper .dot{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;font-size:var(--fs-xs);font-weight:700;border:2px solid var(--hairline);color:var(--sage);background:var(--surface)}.stepper .dot.done{background:var(--vault);border-color:var(--vault);color:#fff}.stepper .dot.current{border-color:var(--gold);color:var(--vault)}.stepper .bar{flex:1;height:2px;background:var(--hairline);min-width:8px}.stepper .bar.done{background:var(--vault)}.wizard-progress{height:6px;background:var(--surface-sunk);border-radius:var(--r-pill);overflow:hidden;margin-bottom:var(--sp-4)}.wizard-progress>span{display:block;height:100%;background:linear-gradient(90deg,var(--vault),var(--leaf));transition:width .4s ease}.dropzone{border:2px dashed var(--hairline);border-radius:var(--r-lg);padding:var(--sp-5);text-align:center;background:var(--surface-sunk);cursor:pointer}.dropzone:hover{border-color:var(--leaf)}.dropzone.has-file{border-style:solid;border-color:var(--vault);background:#eef5f1}.thumb{width:84px;height:84px;border-radius:var(--r-md);object-fit:cover;border:1px solid var(--hairline)}.banner{display:flex;gap:10px;align-items:flex-start;border-radius:var(--r-md);padding:var(--sp-3) var(--sp-4);font-size:var(--fs-sm);border:1px solid transparent}.banner .ic{flex:0 0 auto;margin-top:2px}.banner-info{background:#e4f1f5;color:#1c5c72;border-color:#c3e0e8}.banner-warn{background:#f8eed7;color:#7c5410;border-color:#ecd6a8}.banner-error{background:#fbe9e5;color:#8a2f24;border-color:#f0cdc5}.banner-success{background:#e3f2ea;color:#12643f;border-color:#c3e3d1}.toast-host{position:fixed;z-index:90;left:0;right:0;bottom:calc(var(--tabbar-h) + 12px);display:flex;flex-direction:column;align-items:center;gap:8px;pointer-events:none;padding:0 var(--sp-4)}@media (min-width: 900px){.toast-host{bottom:20px;right:20px;left:auto;align-items:flex-end}}.toast{pointer-events:auto;background:var(--ink);color:#fff;border-radius:var(--r-md);padding:.7rem 1rem;box-shadow:var(--shadow-lg);font-size:var(--fs-sm);max-width:92vw;display:flex;gap:10px;align-items:center;animation:toast-in .2s ease}.toast.err{background:#7a2a20}.toast.ok{background:#12643f}@keyframes toast-in{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.spinner{width:22px;height:22px;border-radius:50%;border:3px solid var(--hairline);border-top-color:var(--vault);animation:spin .7s linear infinite}.spinner.on-dark{border-color:#ffffff4d;border-top-color:#fff}.spinner.lg{width:42px;height:42px;border-width:4px}@keyframes spin{to{transform:rotate(360deg)}}.loading-screen{min-height:100%;display:grid;place-items:center;gap:var(--sp-3)}.empty{text-align:center;padding:var(--sp-6) var(--sp-4);color:var(--sage)}.empty .em-ic{width:52px;height:52px;margin:0 auto var(--sp-3);color:var(--leaf);opacity:.7}.empty .em-title{font-family:var(--display);font-size:var(--fs-md);color:var(--ink);margin-bottom:4px}.skeleton{background:linear-gradient(90deg,#eef2f0 25%,#f6f9f7 37%,#eef2f0 63%);background-size:400% 100%;animation:sk 1.3s ease infinite;border-radius:var(--r-sm)}@keyframes sk{0%{background-position:100% 50%}to{background-position:0 50%}}.modal-backdrop{position:fixed;inset:0;z-index:80;background:#082d1e73;display:grid;place-items:end center;padding:0}@media (min-width: 700px){.modal-backdrop{place-items:center;padding:var(--sp-4)}}.modal{background:var(--surface);width:100%;max-width:480px;border-radius:var(--r-xl) var(--r-xl) 0 0;padding:var(--sp-5);box-shadow:var(--shadow-lg);animation:sheet-in .22s ease;max-height:92vh;overflow:auto;padding-bottom:calc(var(--sp-5) + env(safe-area-inset-bottom))}@media (min-width: 700px){.modal{border-radius:var(--r-xl)}}.modal-head{display:flex;align-items:flex-start;justify-content:space-between;gap:var(--sp-3);margin-bottom:var(--sp-4)}@keyframes sheet-in{0%{transform:translateY(16px);opacity:0}to{transform:none;opacity:1}}.chat-wrap{display:flex;flex-direction:column;height:calc(100vh - var(--tabbar-h) - 90px)}@media (min-width: 900px){.chat-wrap{height:calc(100vh - 140px)}}.chat-scroll{flex:1;overflow-y:auto;display:flex;flex-direction:column;gap:var(--sp-2);padding:var(--sp-3) 0}.bubble{max-width:78%;padding:.55rem .8rem;border-radius:14px;font-size:var(--fs-sm);box-shadow:var(--shadow-sm)}.bubble.mine{align-self:flex-end;background:var(--vault);color:#fff;border-bottom-right-radius:4px}.bubble.theirs{align-self:flex-start;background:var(--surface);border:1px solid var(--hairline);border-bottom-left-radius:4px}.bubble .who{font-size:var(--fs-xs);font-weight:700;opacity:.75;margin-bottom:2px}.bubble .when{font-size:.65rem;opacity:.6;margin-top:3px;text-align:right}.chat-compose{display:flex;gap:var(--sp-2);padding-top:var(--sp-3);border-top:1px solid var(--hairline)}.grid-2{display:grid;grid-template-columns:1fr;gap:var(--sp-4)}@media (min-width: 720px){.grid-2{grid-template-columns:1fr 1fr}}.kv{display:flex;justify-content:space-between;gap:var(--sp-3);padding:8px 0;border-bottom:1px solid var(--hairline)}.kv:last-child{border-bottom:0}.kv .k{color:var(--sage)}.kv .v{font-weight:600;text-align:right}.code-chip{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:var(--surface-sunk);border:1px solid var(--hairline);border-radius:var(--r-sm);padding:2px 8px;font-size:var(--fs-sm);letter-spacing:.04em}.recovery-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}.recovery-grid .code-chip{text-align:center}